[ About ]
AgentNative is a managed wallet platform that gives AI agents their own virtual Visa cards with programmable spending limits, merchant restrictions, and real-time controls. Built on Stripe Issuing, it lets agents pay for APIs, cloud services, and subscriptions autonomously while keeping the owner in control.
We believe AI agents are becoming the primary way software interacts with the world. Agents book flights, provision infrastructure, subscribe to APIs, and manage workflows. But they can't pay for things. Every transaction still requires a human to copy-paste a credit card number or approve a purchase manually. That bottleneck breaks the promise of autonomous agents.
AgentNative removes that bottleneck. An agent creates a wallet via our SDK, gets a virtual Visa card in under 60 seconds, and starts transacting. The owner sets spending limits and merchant restrictions — then steps back. If something goes wrong, a single API call freezes the card instantly. Every transaction is logged with full agent attribution.
AgentNative works in three steps: First, your AI agent creates a wallet via the SDK and sends the owner a one-time verification link. Second, the owner clicks the link and adds funds — their only interaction with AgentNative. Third, the agent transacts autonomously using its virtual Visa card, with spending limits, merchant restrictions, and approval workflows keeping the owner in control.
Each agent gets an isolated wallet with its own virtual card. Cards are issued on the Visa network via Stripe Issuing, so they work anywhere Visa is accepted online — AWS, OpenAI, GCP, Vercel, and thousands of other services. Card data is PCI-compliant and handled entirely by Stripe — sensitive card numbers never touch your infrastructure.
AgentNative is built by a small team focused on infrastructure for the agentic era — building the financial plumbing that lets AI agents operate independently.
We're currently in beta. During this period, AgentNative is completely free — no platform fees, no per-transaction charges. You only pay standard Stripe Issuing costs.